Among the most common problems during a move, losses due to damages top them all. Moving companies offer different packages, and in some cases you may need to outsource additional coverage. If you are moving cross country and are concerned about sentimental items, additional coverage comes in handy. Ask Liffey about packages we can provide or recommend. See understanding your moving quote.
Types of moving insurance
The purpose is to ensure you will be compensated in case of damages in transit. The most common types include: the basic carrier package, declared value protection, and full-coverage insurance.
The basic carrier package
The lowest coverage, common among most moving companies. Moving companies will often provide this form of insurance for free. However, you can only expect a small return for your goods in case of any damage.
Declared value protection
An averagely priced coverage based on the depreciated value of the damaged item. You will need to declare the value of your goods. You pay extra, and goods are better protected. Enquire about white-glove services if items need extra care — specialty moving.
Full coverage insurance
The most inclusive and ideal for luxurious or sentimental items. It is the most expensive type, but it guarantees full compensation if items are lost or damaged. Consider your moving budget. Any professional moving company should be able to guide you.
How important is moving insurance?
It depends on moving distance, the value of your belongings, and how much you plan to move. Accidents can still happen after hiring the best movers. Hire a trustworthy company with a good reputation — see our reviews. If you need to outsource insurance, Liffey has contacts we can recommend. Talk to the team. Prevention is better than cure.